Could it be time to go back to school? If you are sitting there, debating what to do with that little lump of money you have saved up, and laser back hair removal actually made the list, then I think its time to go back to school instead. Even if you don't have the extra money tucked away, go back to school. Going back to school has never been easier. Well, I'm not saying the learning is easy, I'm saying the access is easy.
There once was little competition and Phoenix University Online seemed like your only choice. Certainly it is a good choice too. But now, many colleges and universities are seeing the benefit of offering classes and degrees online as working professionals look to enhance their resume while working a full time job. Just think of what a few hours a week can do for your overall professional value.
What about financing? Well, look around yourself. Where do you work? Does your employer offer educational assistance? Many employers do. And if your employer has such a program and you don't take advantage of it, then you are quite simply a fool. Using those programs is like giving your self a raise. I use my employers program. I am reimbursed up to 5,000 dollars annually for up to three classes. That's like getting a 5,000 dollar raise. Like I said, you're a fool if you don't.
Your employer doesn't offer assistance? No need to fret, there are other options available to you. So long as you are attending school part time or more (two classes per semester), you qualify for student loans. Just fill out the FAFSA paper work, your online school will help guide you. These suckers are low interest! That's brilliant isn't it?
So what if you don't want a student loan or don't want to go part time. Maybe you only want to take one class at a time and don't have that little nest egg tucked away. Don't worry, I was thinking about that too. Isn't your mail box flooded with zero APR credit cards, zero interest loans. You know the ones with promises of no payments for six months? Well, if you were to use that and pay it off in the time limit, it would be like the ultimate zero interest student loan.
I hope you've found this advice on financing school helpful. I mean, I suppose you could always take out a second mortgage, but that would be loads more complicated wouldn't it?
Phil