Let me just put the whole philosophy of life this way. I really do not care what anybody tells you. Money will buy you happiness and money will solve all your problems. The only people who say money does not happiness are the pathetic broke individuals who do not have it. Money is the root of all happiness and the root of all pleasure.
Let me just put it this way. Would you rather go without a job and without money and live out in the streets with no food in your stomach, no roof over your head, and no bed to sleep on. Or would you rather be filthy stinking rich with a nice comfortable bed to sleep on, good luxury food to eat, and a big nice beautiful home to live in. If you ask me I would choose the latter.
They that it takes money to make money. That may be true to a point, however if you are born with less there is one way you can make money without investing money. Most people do not take this option but if you have no choice than go for it. You can always sell your soul to the devil. I would suggest that you specifically sell your soul to the demon king Mammon. He is mentioned in the New testament by Jesus. In other words, he is the demon king of earthly riches, materialism and earthly pleasures. He is willing to give you everything your little hearts desire simply just exchange for your soul.
My philosophy in life is simply this one thing. As long as you gain riches on earth and gain earthly pleasures who cares where you go after you die. I would much rather gain riches on earth and go straight to the fiery dens of hell than be poor on earth and go to heaven. Heavenly riches mean nothing to me. All that matters is proving yourself worthy to society and being greedy and selfish and gaining as much riches as you possibly can and that my friend is the whole philosophy of life.